Founded on the common good

Born to combine development and support, today we are a Banking Group that maintains a close ties with our local communities, growing alongside them.

Cooperation, local focus, support

These are our principles, today stronger than ever. If you are looking for a bank that focuses its every action on the common good, you are in the right place: discover our commitment to supporting people, businesses, local areas and new generations.


Our mission: a more just and supportive society

We want to make a real contribution to the economic, social and cultural development of local communities. And we have put it in writing.

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Vision, Mission, Values

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Code of ethics

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People, families and businesses

People, families and businesses

Whether you are seeking solutions for personal financial wellbeing or for the success of your business, we work together with our customers to help them achieve their goals and promote the development of their local communities.

At the heart of our mission

From savings to credit, we put the financial wellbeing of our customers first, ensuring stable support and a reliable presence in their daily lives. We stand alongside our communities for the development of the local economy: from liquidity management to credit lines, we support their development and growth to help them thrive in an increasingly competitive world and contribute to the wellbeing of the communities where we operate.


We have an answer for every need. Our local banks can meet all the typical needs that every person or company encounters over their lifetime.

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Close by

We are where our customers are. We have a stronger local presence than other banking groups, even in small towns, as a demonstration of the closeness we want to ensure each of our customers.

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We believe in a more inclusive and financially aware society and are working towards financial education that is accessible to all. This is why we carry out awareness activities to promote, for example, better knowledge of payment systems and financial transactions, and why we encourage the responsible management of personal, family and business budgets, raising awareness of investment, protection and social security instruments.

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Local presence

Local presences

We are deeply rooted in the communities we serve and want to see them grow and thrive, contributing to local development projects and reinvesting part of the profits we generate each year. By locally supporting everything from new businesses to cultural and sports initiatives, we are proud to make a difference in our communities.

From the area, for the area, in the area

We have a profound, lasting and natural connection with the regions where we operate. Our banks, born and raised in these communities, are the children, the expression of the very people who live there, which means we are committed to the economic, social and cultural development of the same.

Real support for local wellbeing

Profits and financing remain in the area, actively contributing to the promotion of the real economy and the wellbeing of locals.

Our contribution

≥ 95%
of social financing is directed to the local area of each Bank
of risk activities benefit members
of profits are allocated to mutual funds for the promotion and development of cooperation
New generations

New generations

We look to the future to help new generations build a better world. We are here to offer financial solutions, but not only: our real objective is to create wellbeing to pass on to the next generation, following a sustainable path.

We invest in our communities, from one generation to the next.

By law we reinvest 70% of our profits in the company each year, building on the assets that belong to our own community. A wealth that will be passed down from generation to generation, guaranteeing a solid future.

Responsible finance

As part of our business, we have progressively increased our commitment and sought to improve our customers’ awareness in relation to our social and environmental products and services, since we know what a positive impact they can have on sustainable development.

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Sustainable financing
We finance projects that have a positive impact on the community and the environment, avoiding projects that, on the contrary, could cause significant damage to the environment or the community
"Green" Products
We offer sustainable financial products, including loans, bonds and investments in renewable energy

We give our customers all the information necessary to understand the environmental and social implications of their investment choices

Our commitment to Sustainability

Sustainability is at the heart of our initiatives, as we recognise that the wellbeing of future generations is closely linked to our current actions and the health of our planet. Since 2018, we have formalised this commitment in the Consolidated Non-Financial Report, a document that goes beyond simple data collection and provides concrete evidence of our desire to have a positive impact on the communities and the environment in which we operate.

Discover the common good we achieved in 2022

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Our chosen path

Guided by the cooperative values that set us apart and aware of the importance of pursuing sustainable development, we are dedicated to promoting the transition to economic, social and environmental sustainability in all the local communities and areas where we operate.

The 2023-2026 Sustainability Plan

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