Access, consultation and use of the pages of this Cassa Centrale Banca – Credito Cooperativo Italiano S.p.A. (hereinafter "Cassa Centrale Banca") website (hereinafter the "Site") imply acceptance of the content of this Disclaimer by the user (hereinafter "User").

The contents of this Site - including text, data, news, information, images, graphics, drawings, trademarks and domain names - are the property of Cassa Centrale Banca, unless otherwise indicated, covered by copyright and industrial property law.

The User is not granted any licence or right of use and, therefore, is not permitted to record such contents - in whole or in part - on any type of support, reproduce, copy, transmit, disseminate, publish or use them for commercial purposes without the prior written authorisation of Cassa Centrale Banca, except for the possibility of making a copy for exclusively personal use.

The contents of this Site are for information purposes only and in no way represent an offer to sell, an invitation to offer or a solicitation of investment.

The information contained in the Site is produced from sources within the Cassa Centrale Group or its subsidiaries and affiliates, unless otherwise indicated. Cassa Centrale Banca has the right to change, at any time and at its own discretion, the contents and functional and operational methods of the Site, without prior notice.

Cassa Centrale Banca makes every effort to ensure that the information contained on the Site meets the requirements of reliability, correctness, accuracy, completeness and timeliness. In any event, Cassa Centrale Banca does not undertake and, therefore, declines any and all liabilities for damages of any nature whatsoever that may arise as a result of any errors, inaccuracies, gaps and omissions found in the published contents, whether these result from material errors, misprints, data entry, formatting or otherwise. The same considerations also apply to content, accepted on the Site, produced by third-party companies trusted by Cassa Centrale Banca.

Furthermore, Cassa Centrale Banca is not liable for any failure to use the Site, for any delay in updating the relevant information, or for any damage arising from any interruption, suspension, delay or anomaly in connecting to the Site due to the supply of electricity or telephone service or to malfunctioning of the Internet network or to any other cause beyond Cassa Centrale Banca's control.

Cassa Centrale Banca and the technical structures delegated by it protect the Bank's IT system against the risk of intrusion and from the activities of programmes designed to damage or interrupt its operation, by adopting appropriate electronic tools and antivirus systems. It is, however, the sole responsibility of the User to equip his/her electronic devices used for surfing the Internet with programmes and systems designed to ensure safe browsing in digital networks and adequate protection against viruses and other harmful programmes.

Cassa Centrale Banca is in no way liable for the content of any other website through which - via a link - the User has accessed the Site, and for the content of the websites accessible - via links - from the Site itself, nor for any loss or damage suffered by the User for any reason whatsoever as a result of his or her access to websites to which the Site is linked.