Trento, 03.11.2025 – Cassa Centrale Group has received from the European Central Bank the decision establishing its prudential requirements following the 2025 Supervisory Review and Evaluation Process (SREP).
The decision sets a Pillar 2 Requirement of 2.25% for 2026, an improvement on the requirement set for 2025, of which at least 56.25% must consist of Common Equity Tier 1 (CET1) capital and 75% of Tier 1 capital (Tier 1).
As a result of this decision, in terms of Overall Capital Requirement (OCR), the Common Equity Tier 1 ratio requirement to be met on a consolidated basis from 1st January 2026, will therefore be 9.08%.
This value includes:
- the minimum Pillar 1 requirement of 4.50%.
- a Pillar 2 (P2R) capital requirement of 1.27%.
- the capital conservation buffer of 2.50%.
- the systemic risk buffer (SyRB) of 0.81[1]%.
The required Total Capital Ratio is 13.56%.
The capital of Cassa Centrale Group is of high quality, with a Total Capital Ratio composed almost entirely of CET1 capital.
As of 30th June 2025, the capital indicators significantly exceed the minimum regulatory thresholds set by the SREP Decision, standing at:
- CET1 Ratio: 27.51% (fully loaded)
- Total Capital Ratio: 27.51% (fully loaded)
The decision will take effect from 1st January 2026.
[1] Pease note that the capital buffer for systemic risk is equal to 1% of domestic exposures weighted for credit and counterparty risk and came into effect on 30th June 2025.